Thought Process

1. Regional Head is a person who thinks nine women can deliver a baby in one month.
2. Credit Manager is a person who thinks it will take 18 months to deliver a baby.
3. HR is one who thinks single woman can deliver nine babies in one month.
4. Client is the one who doesn't know why he wants a baby.
5. Sales Manager is a person who thinks he can deliver a baby even if no man and woman are available.
6. DMA thinks they don't need a man or woman; They'll produce a child with zero resources.
7. Credit Ops Team thinks they don't care whether the child is delivered, they'll just document 9 months.
8. Operations is the person who is never happy with the PROCESS to produce a baby.
9. Risk team is a person who always tells that this is not the right baby.

(Thanks Ruhi)